Car insurance Asheville, NC policies calculate risk in several ways and many discounts are available to students and home owners due to new legislation.
Asheville, NC , August 6, 2014 (Newswire.com) - Car insurance asheville, NC no one likes buying for it, but when its needed, you'll be glad you purchased it.
Saving premium on car insurance asheville, NC is all about knowing the right moves. These five tips can help with saving today:
1 - Compare Quotes
One of the worst mistakes drivers can make when it comes to car insurance asheville, NC is not doing comparison shopping. Most Americans are overbuying on motor vehicle insurance to the tune of $368 per year, mostly because they're not shopping around, according to a recent CBS study.
Car insurance asheville, NC agencies measure risk in different ways and there are few industry standards when it comes to what poses "risk." For example, moving just a few miles from your current location could affect the price of your policy for auto insurance asheville quotes.
This means that it's critical to comparison shop for car insurance Winston Salem, NC, and doing it just once isn't enough. Make it a habit to check car insurance asheville, NC rates once every year or two. It's also important to comparison shop every time there's a change in marital status, location or traffic violations. These factors could affect how much drivers pay, and the only way to know if people are getting the best deal is to run a fresh search on the rates .
2 - Find Good savings
There are lots of motor vehicle insurance savings out there, but drivers have to know what to lookfor many insurance agencies don't advertise all the deals they offer.
For example, if a driver has a high school or college student on the insurance policy, check whether the motor vehicle insurer gives a savings for good grades. Other common savings are offered to members of the military, those with good driving records, those who have taken a defensive driving class, and those who have cars with certain safety features.
3 - Bundle Your Coverage
One of the easiest ways to get a savings on car insurance asheville, NC is to bundle vehicle coverage with homeowner's or renter's insurance. Nearly every major insurance company offers a premium savings to customers who buy multiple policies.
One of the main reasons that insurance agencies offer this savings is to discourage customers from shopping around.
4 - Commit To Driving Less
One of the most frequently overlooked car insurance asheville, NC savings out there is the high-mileage savings; car insurance asheville, NC rates are calculated based on the chances of getting into an accident after all. What's considered high mileage varies with each provider, but it usually falls between 2,500 to 10,000 miles a year.
Reduce the miles driven each year by biking and walking, or taking public transit, which will likely reduce many car insurance asheville, NC rates, too.
5 - Achieve and Keep Good Credit
Car insurers look at a lot of information when deciding the price of drivers premium, and many drivers forget or don't realize that credit is a factor. Achieving and maintaining good credit can help get higher insurance rates.
Good credit could use a boost, focus on getting current with your bills and buying down your debts. Not only will these changes improve the interest rates on loans, but drivers also likely see a decrease in your car insurance asheville, NC premiums.
The bottom line: Saving premium on car insurance asheville, NC isn't as hard as it might seem if drivers keep these tips in mind. Comparison shopping and asking about savings are most effective, but other steps also can help save on premium.
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